The fund, founded by the late Tom Lean of Plymouth in 1920 is administered by officials from Cornwall, Devon, Gloucestershire and Somerset, to provide financial assistance to players, officials and referees, or in the case of death, where there is hardship, to relatives of same. The assistance given over the years has been considerable, but due to the development of the game on a more physical basis, the number of injuries is not only increasing but is becoming more serious and the question of insurance cover is a matter which should be looked into.

There are still a number of Clubs in the South West who have apparently overlooked the important factor of making sure their players are adequately covered against injury and the attention of every Club is therefore drawn to the advantages to be obtained from taking up membership of the South West Mutual Benefit Fund, particularly in view of the fact that two significant changes have been made, viz;

1 The insurance taken up with the Fund for Loss of Earnings Benefit will now cover up to £50 PER DAY. (All claims are based on a 6 day week)

Other points are;

  1. Maximum period of Benefit is 156 days, although this can be increased in special circumstances at the Committee’s discretion.

  2. In addition to LOSS OF EARNINGS BENEFIT, cover also includes PHYSIOTHERAPY & DENTAL TREATMENT not available under the DHSS.

  3. You will see the Fund was founded in 1920 under the aegis of The South West Constituent Bodies for rugby people. Full details can be obtained from;

R.J. Farthing Esq., Hon. Secretary, South West Mutual Benefit Fund,

49a, Bridge St., Taunton, TA1 1TP - Tel; 01823 331335 (b) - 01823 271576 (H)

WARNING; An upsurge in the number of casual games such as Pub XV’s has been reported. Club officials would be well advised to inform their players that they are unlikely to be covered for any form of insurance when playing in such games not on a Club’s normal fixture list.


Death from heart failure or collapse does not come within the cover afforded by the Rules of the Fund. If claims are not notified in accordance with the Rules and the correct information given, then a claim might be rejected.